Area Code 769 Scams and Spam Calls

The 769 area code is being used for auto warranty robocalls and fake student loan schemes. Callers promise loan forgiveness or extended car coverage to get your credit card number.

Look up any suspicious number using our scam and spam phone number lookup database. It includes over 29 million Do Not Call and robocall complaints reported to the Federal Trade Commission.

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Most Common Area Code 769 Scams

Getting calls from 769 area code and wonder if it's a scam? You're not alone. Scammers frequently spoof Mississippi (Jackson, Hattiesburg, Meridian) phone numbers to trick you into answering. Here are the most common area code 769 scams based on user comments:

Extended Auto Warranty Robocalls

Residents in the 769 area code are receiving a high volume of robocalls from people like "Linda from dealer processing" about renewing a "car maintenance policy." These calls often target individuals who don't even have such a policy and can turn aggressive if you challenge them or call them a scammer.

Warning Signs

  • A recorded voice identifies herself as "Linda from dealer processing."
  • They call to offer a "car maintenance policy renewal" you never had.
  • The caller becomes nasty and may call back with a hostile message if you hang up.

Protect Yourself

  • Do not engage or argue with the caller.
  • Never confirm the make or model of your car.
  • Use ThisNumber.com to check the number and report the call.

Your vehicle manufacturer or a legitimate warranty company will send official notices by mail. They will not rely on high-pressure, unsolicited robocalls to sell you a policy.

Real Victim Quote

"They are calling about your car warranty. I made the mistake telling him was a scammer and should be ashamed and I hung up and he called back and I did not answer but he left a nasty message.."

Fake Student Loan Forgiveness Calls

Scammers are calling to falsely inform you that "federal laws had changed regarding student loans" and they can help you set up payments to comply with new rules. These calls are fraudulent and are frequently made to Mississippians who do not have any student loans.

Warning Signs

  • The call starts with a claim that "federal laws had changed" for student loans.
  • They offer to help you set up payments over the phone.
  • You receive an unsolicited call about a student loan you don't have.

Protect Yourself

  • Hang up immediately without providing any information.
  • Never confirm your personal details or financial status.
  • For real information, go directly to the official federal website, StudentAid.gov.

The Department of Education communicates about loan programs through official channels like their website or U.S. Mail, not through unsolicited phone calls demanding immediate action.

Real Victim Quote

"Caller stated federal laws had changed regarding student loans and he could help me set up my payments to comply with the new rules. I have no student loans."

This aggressive scam involves a caller claiming to be delivering legal documents for a "pending civil lawsuit," often related to a payday loan. If you question them, they transfer you to another person who uses "intimidation tactics." They also threaten to contact your HR or payroll department after "third failed attempts" to scare you into paying.

Warning Signs

  • They threaten to contact your "HR or payroll department on file."
  • The call mentions a "complaint notice" or a "pending civil lawsuit."
  • They transfer you to a second person, the "office that filed the claim," to pressure you.

Protect Yourself

  • Do not confirm your name, address, or place of employment.
  • Contact your local court clerk's office directly to see if any lawsuit has actually been filed.
  • Report the number to the Mississippi Attorney General's office in Jackson.

Real process servers do not call ahead to warn you or threaten to contact your employer. They are legally required to deliver official court documents in person without prior notice.

Real Victim Quote

"this message is in regards to a complaint notice to your attention... after the third failed attempts I'm required to direct further attempts to your HR or payroll department on file."

Medicare "Recent Changes" & Free Brace Scams

Callers are targeting seniors by posing as the "Medicare Help Center" to discuss "recent changes." One caller named "Randy" reportedly tried very hard to get a victim to say the word "yes," likely for a voice signature. Other calls offer a "free" knee or back brace in a ploy to get your Medicare number for fraudulent billing.

Warning Signs

  • The caller identifies as "Randy from the Medicare Help Center."
  • They insist on discussing "recent changes" to your plan.
  • The caller tries very hard to get you to say the word "yes" on the phone.
  • They offer a "free" knee or back brace and ask for your Medicare number.

Protect Yourself

  • Never give your Medicare or Social Security number to an unsolicited caller.
  • If a caller is pressuring you to say "yes," hang up.
  • Contact Medicare directly using the number on the back of your card if you have questions.

Medicare will never call you to offer free medical equipment or sell you anything. These are well-known scams designed to steal your identity and commit insurance fraud.

Real Victim Quote

"Randy called from the Medicare Help Center to advise me of recent changes. Tried very hard to get me to say 'yes'. Informed him that he was the 9th caller and to stop, remove my number and this is harassment. He hung up on ME!"

Social Security Arrest Warrant Scam

This is a particularly frightening scam where the caller claims to be from the "so so security office" and threatens you with a "warrant for your arrest." The only way to stop the arrest, they claim, is to immediately give them the last four digits of your Social Security number over the phone.

Warning Signs

  • The caller threatens you with a "warrant for your arrest."
  • They demand you provide the last four numbers of your Social Security number.
  • They identify themselves as being from the "so so security office."

Protect Yourself

  • Hang up immediately. This is always a scam.
  • Never provide any part of your Social Security number to a caller.
  • Report the scam call to the Social Security Administration's Office of the Inspector General.

The Social Security Administration will never call you to threaten you with arrest or demand personal information. Law enforcement agencies do not call people to warn them about warrants. These are scare tactics used by criminals.

Real Victim Quote

"I’m Registered with the do not call registry and constantly receiving phone calls Saying they are from the so so security office saying if I do not call and give the last four numbers of my social security number there would be a warrant for my arrest."

Frequently Asked Questions about Area Code 201 Scams and Spam Calls

Is area code 769 a scam?

No, area code 769 is not a scam. It's a legitimate telephone area code serving millions of legitimate residents and businesses in Mississippi, United States. Area code 769 is a general purpose code that has been in service since March 14, 2005.

What are the most common area code 769 scams?

Most common 769 scam types are:

Why do I get spam calls from area code 769?

You're likely experiencing "Neighbor Spoofing." Scammers fake their caller ID to display local or familiar numbers. If you live in or near Mississippi, or have a 769 phone number yourself, scammers know you're more likely to answer what appears to be a local call.

What happens if I call back a spam number?

Calling back to unknown spam number may incur premium charges or at least confirm your phone number is active and lead to more spam and scam calls.

How to stop spam calls from the same area code?

There are three main ways to reduce spam calls:

  1. The Do Not Call Registry: Register your number at donotcall.gov
  2. Carrier Tools: Contact your phone carrier about their spam blocking solutions
  3. Third-Party Apps: Install spam call blocking apps that identify and filter scam numbers

Can I block all calls from a specific area code?

It's definitely possible to block all specific area code phone numbers. However, we do not recommend this option because it would also prevent friends, family, doctors, and legitimate businesses from reaching you.

Scams and Spam in Other Mississippi Area Codes

Other Mississippi area codes where scam and spam calls are regularly reported: